Archive for December, 2011
investing in gold jewelry is more profitable if stored for long term. Because the price of gold has gone up further than you when you bought it.
Gold jewelry is available in various carats, of which 18-24 carat. For an investment, it would be nice if you choose $ 24 karat gold jewelry. This is because the possibility of gold jewelry can be sold back much larger than the 18-karat gold jewelry. Once again, investment in gold jewelry will usually only provide a favorable outcome in the long term, not short term.
Investment gold which I think is good enough investment in the form of gold bullion (gold precious metals). Gold is quite good when used as an investment, and whoever does not deny that-unlike gold bullion, gold jewelry is easy to resell. In addition, gold does not ask the cost of manufacture as well as gold jewelry. Therefore, if you want to invest gold, it would not hurt you to consider investing in gold bullion.
Others are Gold Coins ONH (hajj fare). That is, of gold coins is expected to be as an investment alternative for those who want to save money to prepare for the Hajj expenses.
Naming ONH is actually only a marketing tactic alone. In fact, although his name Gold Coins ONH, but this investment is the same as other gold investment because the price of gold are the same. They cost the same as the gold price following the price of foreign currency (U.S. dollars), and secure against inflation. That is, people who are not even Muslims can invest in Gold Coins ONH is because of this investment is actually just the same as other gold investments. In fact, naming the ONH on Gold Coins in fact be very beneficial holder, because gold will more likely have a better positioning in the market.
Tips for Choosing a Business
Writing this because I just realized if there are many businesses that benefit few but a lot of harm. where I wrote it?
Business benefits include less plus massage parlors, prostitution business, the business of alcohol, drug business and many businesses that harm others.
OK immediately wrote the following tips on choosing a business that you can live:
1. Businesses are widely consumed by people, eg an electric pulse, make a server exists pulse Quote capital
2. Needed business community, for example: houses, etc.
3. Businesses meet the wishes / dreams some people. example: a business car, motorcycle
But the service is good business must stay awake and deal with and resolve customer complaints properly
Thus this paper and I realized if this writing loads of shortcomings and therefore I brharap lot of friends to enter perfected. Please add suggestions and comments boxed insert
5 Tips Investment
This paper I can from my face book friends from a financial consultants who provide 5 investment tips. Science 5 tips this investment will also give to my friends to be studied. OK Directly following 5 tips investment ajah
5 TIPS INVEST
1.INVESTMENT Objectives
understand the purpose of investing. choose income or growth funds invested.
2.TIME HORIZON
make sure the time period is needed to achieve investing goals.
3.RETURN PROFILE
identify the potential outcomes and risks of investing
high risk-high return
4.ASSET allocation
diversification in investing to obtain the optimal portfolio.
remember: never put your eggs in one basket.
5.PERIODIC REVIEW
periodically monitor the investment portfolio, in order to establish an investment strategy to maintain the rate of return that is expected.
greetings success ..
Facts prove, if there is high inflation, gold prices will rise higher than inflation. The higher inflation, higher gold prices. Statistics show that when inflation reached 10 percent, then gold will go up 13 percent. If inflation is 20 percent, then gold will go up 30 percent. But when inflation is 100 percent, then your gold will go up 200 percent. This is why you should consider investing in gold. This is because gold is an investment trust as an antidote to inflation. The higher inflation rate, the better will usually increase the value of your gold. However, it should be noted that gold prices will tend to a constant when the inflation rate low, and even tended to decrease slightly when inflation rate below double digits. So, gold will be good if there is inflation moderate (two digits), and it would be great if there is hyper inflation (three digits). gold Investments
Gold is available in several options. Some of the best known is the gold jewelry and gold bars. One is also gaining popularity in Indonesia is a gold coin.
When you invest in gold for the short term, usually it will be difficult to get benefits if the shape of gold jewelry. This is because if you come to the store and buy gold jewelry, you have to pay the price of gold plus the cost of manufacture. Well, when one day you sell it back, then the store would not pay the cost of manufacture of gold jewelry. He will only pay the price of gold alone. In fact, really lucky if the store will accept your gold jewelry. Some stores are sometimes refused sales of gold jewelry from the public. The causes can vary. One of them is because they fear that gold jewelry is not sold anymore when sold. So, even if they buy again, they have to melt gold.
Many people believe gold is an investment product that can ward off inflation. And indeed, history proves gold will be hired in case of panic that could endanger the country’s economy, such as high inflation, financial crisis, or war.
Inflation is rising prices of goods and services in general. Inflation can eat away at your money. If the assumption of inflation of 15 percent / year, then the price of goods & services that are now worth Rp 5 million, will be USD 10.06 million, or twice in year 6, and $ 15.3 million or three times in year -9, and so on.
According to severity, there are three types of inflation:
1. Moderate inflation, ie when inflation rate was just under double digits per year (under 10 percent)
2. Malignant inflation, ie when the inflation rate is in double digits per year (10 percent – 99 percent)
3. Hyper inflation, ie when inflation is in triple digits per year (100 percent or more)
This paper will discuss about what you can do to deal with inflation. If you are not among decision makers in government, you probably can not come down the level of inflation. All you can do as individuals, is just how you can take ‘advantage’ of the occurrence of inflation. How do I? I suggest that you invest in instruments that will increase rapidly in the event of high inflation. What is it? Gold.
When Japan invaded China during World War, the Chinese people panic and they flocked to the gold rush so the price of gold rose extraordinary. In Indonesia, during rush staples at the supermarket on January 8, 1998 (early morning before the Budget announcement by President Suharto in front of the Parliament), the price of gold also jumped directly. In the interval of one or two days, gold prices went up by about 1.5 times. And these prices, although volatile, tend to rise and hold at that time – before it finally fell further when inflation is back under double digits.
Six Gold Investment Options
There are six gold investment options that you can choose the best but there is good in the return of investment. Article six of this gold investment choices I quote in part from kompas.com. Here are six versions of gold investment options kompas.com
Advantages and disadvantages of each type of investment gold.
1. Gold Jewelry
If your investment goals for the short term, will usually be difficult to profit from gold jewelry. Because, when you buy gold jewelry, you not only pay the price of gold alone, but also must pay the cost of manufacture. Normally when you sell the gold back to the store, they are reluctant to pay the cost of manufacture. So they will only pay the price of gold alone. Therefore, investment in the form of gold jewelry will be more profitable if long-term goal, over 10 years. Because the price of gold has increased many times over, so the selling price is much higher. Also, choose 24-karat gold jewelry, because fortunately much greater possibility.
2. Gold Bars
Investment gold is fairly good and safe investment in the form of gold bullion (gold precious metals). Gold bullion will be easier to resell than gold jewelry. The reason is, when buying gold bars, you do not have to pay the cost of manufacture. That means, you will not experience losses when selling gold bullion. If you want to invest in gold, this one option to consider.
3. Gold Coins
Gold coins is usually called by gold coin ONH (Cost of Pilgrimage), because this gold coin is expected to become an alternative investment for those who want to have a cost savings to prepare for the pilgrimage. These investments are actually the same as the other gold investments, because it has the gold price following the price of foreign currency (U.S. dollars), and secure against inflation. ONH gold coins can be bought and sold on the PT Pawnshop branches throughout Indonesia, gold shops, and the unit of processing and refining of precious metals PT Antam Tbk. For its size, usually available from the weight of 1 gram, 5 gram and 10 gram. The price of a gram of approximately USD 394 000.
4. Gold Certificate
Gold investment is not always in physical form, can also take the form of gold certificates. This is a piece of paper that is proof of ownership of gold stored at the bank in a country. The owner of this certificate is only holding a single sheet of paper which will only be cashed at the bank concerned. That said, gold certificates is an alternative investment that is very profitable and safe. Since you do not need to pay deposit of gold. In contrast to investment gold in physical form which requires the cost of storage in a safe deposit box.
5. Gold Mining Stocks
Alternatively, buy the shares of gold mining companies. If the state of the gold market is rising, prices of stocks will usually move faster than the price of physical gold. Although advantageous, however, should still be careful, because the investment risks remain. It is better you learn the first stock investment, so no trouble following the development of your gold mining stocks. Gold mining company whose shares are sold in the current capital markets, namely PT Antam Tbk.
6. Gold Futures Contract
With the help of technology, the gold can be traded as a commodity in trade in futures (futures trading / margin trading). That is, you just need to have proof of ownership administration. Invest in gold at the Jakarta Futures Exchange may seem flexible, because you can sell gold at high prices and buy when prices are cheap. The advantage gained from the difference between buying and selling prices. To take part to play in the futures market, you simply pay $ 4 million per lot (contract size lots. One lot equals 1,000 grams of gold), by opening an account at one broker. Furthermore, the value per contract (lot) will fluctuate in line with the rise and fall of gold prices on the stock.
Most people don’t think about their home’s gutters until they experience a problem. But leaky gutters can be more than just an annoyance. They can cause problems that cost hundreds or even thousands of dollars to fix. Here are some of the pricy problems that leaking gutters can cause.
Roof leaks. If your gutters are clogged, ice can form on top during the winter. When everything thaws, roof water can’t drain away and can back up into the house, damaging ceilings and walls.
Rotting wood fascia. Backed up water causes moisture damage and this problem only worsens if you put off cleaning your gutters.
Driveway cracks. Clogged spouts and spouts that are not properly directed can pour water onto your driveway, causing cracks and sagging.
Insect pests. Wet framing is a favorite food of wood-eating insects. Clean gutters that direct water away from the roof and foundation help keep these insects away.
Basement flooding. Believe it or not, clogged gutters are a top cause of basement water due to overflow of roof water, which accumulates around the foundation.
Foundation cracks. When misdirected or overflowing water gathers around the foundation, the footings can weaken, leading to foundation cracks. When water builds up around the foundation and freezes, you can get severe foundation cracks known as “frost heave.”
Cracked, slick sidewalks. If your gutter overflows onto a sidewalk and the water freezes, you will end up with a health hazard as well as cracks in the concrete.
Landscape damage. Misdirected or overflowing gutters can drown newly-installed plants, eroding the soil as well.
Clearly, leaky gutters can cause a lot of problems, but nobody likes cleaning gutters. You can greatly decrease the amount of time you spend cleaning gutters by installing gutter guards. Properly installed, gutter guards are one of the best investments you can make in your home.