4 . The bank is not the least interested in your idea. For many commercials you do, the day you go to ask the loan of 40,000 euros will tell you that your parents sign endorsing with their heritage. I asked the business plan, even create the award “Entrepreneur of the district 2010″. But do not go or look. It’s pure marketing to go there to request funding, yes guaranteed. If your family has no assets, stay where were you, because your chances are minimal … and if your family has assets, eye to see if you do not have it with your brilliant idea.
5 .- Grants. Will ask all they can. Bread today, hunger for tomorrow. If your business lives because we subsidize, will close. It’s almost better to know early on if it has a future alone, without aid. Of course, if you ask, be prepared to fight for subsidies with incompetent officials who have the power to judge whether your business is viable or not. They, from his armchair that most who have risked it when they bought phone, are the ones to decide on the viability of your business.
6 .- To undertake is to lose your poster worker to become a pattern (XIV century term often used more as something derogatory work) you pay a measly salaries, the same as you get paid and which put the broth to your boss. The market will squeeze you to be competitive.
7 .- If unfortunately things are going wrong, I’ll explain the end of the story. The labor law protects the employee, not self-employed. If the company goes wrong and you need to dispense with structure, your name will not be the standard but that of operator and you’ll have plenty of options: a) dismiss your spare and it will only have to pay 45 days per year worked that goes wrong as you can not pay. b.) Claiming a redundancy, that the judge did not accept because you must prove to be several years of losses, so we go back to point a. c.) Close, close to English and here comes the best part: you must have paid the credit they endorsed your parents and all the interests that have the company should use it to pay workers compensation, social security debts, banks, etc. Your former employees (now you’re exexplotador) will have a compensation or have you paid or will pay you Fogasa and two years of unemployment to find another operator for pattern work. You have debts that you incurred and do not think that die with the SL. No compensation will and will not stop.
8 .- The 50% of businesses close before 3 or 4 years and this is a statistic that if you look coldly tells you only have a 50% chance of up to three years with your adventure.
9 .- If, say, have you been more or less well, have a company with 15 years old, is a worsening crisis and you strip (and I mean the construction or real estate, asks transport entrepreneurs 5 years ago had 20 employees with 10 years old or printing companies with 20 years of age). During those 15 years you have managed to survive sure you’ve traded in minimum autonomous, so you can say goodbye to your pension, you thought that your pension was your company that will sell it and retire … I mean, you’re never alone.
10. If you are a worker and I got fired, you can say that the pattern was a waste operator who could not get the better of you. Of course, if you mounted a firm and close, you become the useless and you’ll have it difficult to change that image even if false.